0.84 Acres at Running Y Ranch Resort, Klamath Falls, OR. Paved Roads. Power, Water, Internet at the Lot. Arnold Palmer Golf Course. The Lodge. The Spa. Cash Price: $39,749. Owner Financing Available.

You're not late to this. You're early on the next thing.

You've been planning for a while. Maybe you ran the numbers on retirement income a couple of years ago and realized you were closer than your peers think. Maybe you've been remote since 2020 and quietly figured out that your job doesn't care if you're in San Mateo or Klamath Falls — and your boss won't either, as long as the work keeps shipping. Maybe both. Maybe the stock vested. Maybe the second mortgage finally paid off and the cash position is real now. Whatever the path, you've spent the last six months looking at recreational land in the western United States in a serious way — running comps, checking HOA bylaws, reading building covenants, asking your CPA about basis and depreciation.

You don't need a 30-year mortgage. You don't need an off-grid homestead project. You don't need "potential" or "raw land" or "great fixer-upper opportunity." You need a clean, build-ready lot in a real resort community, in a tax-friendly state, with paved roads, real internet, a regional airport, and a hospital within ten minutes. You want to write a single check, get a deed in your name, and be done with the buying part so you can start on the building part.

This is that lot.

0.84 acres on Dunlin Road at Running Y Ranch Resort. Cash price: $39,749.

Picture a Tuesday three years from now.

You're in the home office of a 1,600 square foot house you helped design — half the size of the place you raised the kids in, twice the build quality, none of the deferred maintenance. The desk faces west. The Cascades are out the window. Your standup starts in eight minutes. The Starlink and the resort fiber are both running and you have failover, because of course you do.

You take the call. You ship the work. You close the laptop at 2 p.m. because you're three time zones west of half your team and your afternoons belong to you now.

By 3 p.m. you're on the Arnold Palmer course — six minutes' drive from your door — playing nine holes with the friend who retired here two years ago and kept telling you to come check it out. By 6 p.m. you're at the Ruddy Duck for dinner. By 8 p.m. you're back on the deck with a book and the western sky turning the color of every Pacific Northwest cliché that turns out to be true.

This is what a well-planned second chapter looks like. Not retirement in the old sense — you might still be working part-time, consulting, advising, sitting on a board. But you've moved the base of operations to a place that costs less, has more sun, has the amenities you'll actually use, and doesn't require you to commute through anyone's traffic to access them.

The mortgage is gone. The big house is gone. The 60-mile commute is gone. The grandkids are a 90-minute flight from a regional airport that's ten minutes from your driveway.

The lot is where the second chapter begins.

0.84 acres on Dunlin Road in Running Y Ranch Resort, Phase 11, 1st Addition, Lot 936. Roughly 10 minutes from downtown Klamath Falls. Moderate tree coverage — a treed parcel with build pad options that catch both western Cascade exposure and eastern morning sun.

• Power and water are at the lot. Utilities are underground; hook-up to the home is a standard, well-documented process at Running Y.

• Internet: Cable internet service is available throughout Running Y, and fiber buildout has been progressing through the resort phases. Confirm provider coverage for Phase 11 / Dunlin Road before signing — and if you need 99.9% uptime for remote work, plan for redundancy (cable plus Starlink, or fiber plus cellular failover). This is a workable WFH lot, not a guaranteed gigabit-fiber lot. Walk in with eyes open.

• Paved roads. Year-round access. No gravel, no four-wheel-drive winter concerns, no mud season.

• Klamath County property taxes: ~$196 a year.

• Running Y HOA: $482.31 per quarter ($1,929/year) — covers the Arnold Palmer golf course, the Sports and Fitness Center (indoor pool, sauna, weight room, pickleball, tennis), the spa, the resort lodge and restaurants, and miles of paved walking trails.

• Build covenants: Stick-frame custom build required. Manufactured homes are not allowed at Running Y, and the community character that follows from that covenant is part of what makes this lot worth $39,749 instead of $9,749.

Here's what the address actually buys you.

Running Y Ranch Resort itself. Oregon's only Arnold Palmer–designed championship golf course, built into the high-desert landscape along the western shore of Upper Klamath Lake. The 82-room resort lodge. The Ruddy Duck restaurant. The Joyful Cafe. The Sandhill Spa. The Sports and Fitness Center with its indoor pool, sauna, weight room, and pickleball courts. Miles of paved walking trails that wind through the property. This is a resort that happens to also have homesites. The difference matters at this price point — and it shows in the comps. (A 0.78-acre Running Y lot on Turnstone Drive is currently listed by Fisher-Nicholson Realty at $39,000. Your lot is 0.84 acres at $39,749. The market is telling you this is priced right.)

Klamath Falls. Ten minutes from your driveway. Population 22,000. A regional airport with daily flights to Portland and direct connections to San Francisco. Sky Lakes Medical Center — a full-service regional hospital. Oregon Tech, which means actual STEM talent in town if you ever want to hire local. A real downtown with restaurants and a Friday farmers market. A Walmart, a Home Depot, every practical thing. Far enough from a major metro to be calm; close enough to one to be reachable when you need to be.

Crater Lake National Park. 75 minutes north. The deepest lake in the United States, the bluest water you'll ever see in your life, 200,000 acres of protected wilderness. The kind of place where you take the grandkids when they visit.

Klamath County itself. Three hundred sunny days a year — more sunshine than Phoenix — driven by the rain shadow east of the Cascades. Oregon has no sales tax. The whole region is filled with high-desert lakes, BLM land, ranches, and the quiet kind of small-city life that people who moved here from California, Seattle, and Portland tend to describe with the same phrase: I wish I'd done it ten years sooner.

You aren't moving to a region. You're moving to a position — close enough to airports and hospitals to be practical, far enough from urban noise to actually breathe.

Running Y Ranch Resort vacant lots are a finite inventory. The platting is complete. Build-outs continue every year. The lots available right now are the ones long-time owners finally listed because life moved on — and once they're gone, the next ones don't appear on a schedule.

A 0.78-acre comp on Turnstone Drive is listed at $39,000 by Fisher-Nicholson Realty as of this writing. A 0.73-acre lot on Parula Road is active. A 0.58-acre lot on Crossbill Drive has been listed for 404 days at $15,000 — which tells you what a bad Running Y lot looks like and confirms that the good ones don't sit.

You've spent thirty or forty years getting to the point where this is a check you can write. The lot has been on the planet the whole time. It's here now. It will not be here forever.

This listing is priced for the cash buyer. For the buyer who's done the work, run the comps, and recognizes that resort land in the western United States is one of the few categories that genuinely keeps appreciating.

Cash price: $39,749.

Write a single check, sign the closing paperwork, walk out with a Warranty Deed in your name, free and clear, the same day. No financing entanglements. No monthly anything to track. No prepayment math. Just the lot, the deed, and the start of the build.

Owner financing is available if you'd prefer:

• $649 down (plus a one-time $250 document fee at signing)

• About $650 a month for 84 months — total commitment $55,447

• Monthly includes principal plus the prorated share of property tax (~$13/month) and the Running Y HOA pass-through (~$161/month). One payment covers it all.

• No credit check. No bank. No prepayment penalty.

• Pay it off any time and we'll execute and record a Warranty Deed in your name, free and clear.

Most buyers at this price point choose cash. The cash discount is meaningful — about $15,700 over the life of a financed note — and at this stage of life, most people would rather move on than pay something off for seven years.

If you cash-purchase, this section doesn't apply — you receive the Warranty Deed at closing and the lot is yours immediately.

If you owner-finance: during the payment period, the property is held in our name as the financing seller. You don't have access to camp, build, or use the lot during that time. The HOA's recreational benefits — the golf, the fitness center, the spa, the restaurants — belong to titled owners, and title transfers at payoff. We tell you this on the front page, not on page eleven, because we'd rather lose a sale than lose your trust.

What you do get during the payment period: a Promissory Note that lays out your price, your payment schedule, and your path to the deed at payoff. A fixed monthly payment that doesn't move when interest rates do. The right to pay it off whenever you want. A direct line to us — email or text anytime. We'll answer any questions you have on the Promissory Note before you sign it.

We're Dakota Skyhook — a small, family-owned land company based in Fargo, North Dakota, with thirty completed transactions in Klamath County and a real reputation to protect. We bought this lot because the resort is real, the comps are real, and the buyer for it exists.

We're not a high-volume flipper. We're not running paid ads against your zip code. We're not going to pressure you. We'll give you the lot, the data, the comps, and the contact info, and let you decide if it's the right move.

If you want to see the lot in person before you write the check, drive out — open subdivision, paved roads, easy to find on Dunlin Road. If you want to talk through it, call. If you're ready to buy, the cash close is fast and clean.

Cash price: $39,749. Or about $650 a month for 7 years.

Call or text (701) 929-7781 to discuss the lot, the comps, or the close.

No banks, no credit check, no nonsense.