Two Adjacent Lots, Sold as One. 0.58 Acres on Clouthier Drive in Oregon Shores, Klamath County, OR. Power, Water, Manufactured Homes Allowed. $279/Month. $99 Down. No Banks. No Credit Check.

Every guy with a project knows the math.

You measure the backyard. You measure the trailer. You measure the truck. You measure the spot where the shop could go if the shed weren't already there, and where the shed could go if the kids' swing set hadn't taken over the corner, and where the truck could park if the neighbor's fence didn't run two feet inside the easement.

And every time, the math comes up the same: not enough room. Not enough room for the welding setup. Not enough room for the woodshop you keep telling your spouse you'd actually use. Not enough room to back the trailer in without doing a fourteen-point turn. Not enough room to keep the lawn tractor and the snowblower and the kayaks and the lumber rack in the same building. Not enough room for a buddy to park overnight in his truck camper without blocking the driveway.

The story of suburban backyards is the story of not enough room.

This lot is enough room.

Two adjacent lots in Oregon Shores Unit 2 — Lots 28 and 29 of Block 25 — sold together as a single 0.58-acre parcel on Clouthier Drive. Twice the street frontage of a typical OS2 lot. Twice the buffer between you and the neighbor. Enough land to put the house in the middle and still have room behind it for everything else you've been waiting twenty years to build.

Picture a Saturday five years from now.

You wake up in a place you helped design. Twelve hundred square feet of house — that's the Oregon Shores minimum, and you didn't push much past it, because the house was never the point. The shop was the point. The house is just where you sleep between sessions in the shop.

You walk out the back door with coffee. There's the shop. Forty by thirty, maybe. Insulated. Concrete floor with a drain. A roll-up door big enough for the truck and the trailer to back in without anybody having to step outside. A loft for storage. Heat for winter. A window over the workbench that faces the Cascades, so when you stand at the saw you can look up and see snow on Mount McLoughlin and remember where you are.

There's room for the truck out front. There's room for the trailer alongside the shop. There's room for the side-by-side under a separate covered parking spot you built last spring. There's room for your buddy from Portland to park his truck camper for the weekend when he comes down to fish Agency Lake. There's room for the firewood pile, for the splitter, for the smoker, for the spot where the dog has worn a trail along the back fence.

By 10 a.m. you're in the shop. By noon you've built whatever the morning's project was. By 1 p.m. you're loading the kayak onto the trailer for an afternoon at Agency Lake, three miles west, because in this life the lake is closer than the grocery store and that's by design.

By dark you're on the porch with a beer and the satisfaction of a man who finally has the room.

This is the life the lot makes possible. Not someday-when-we-win-the-lottery. The patient build works because it doesn't require you to be rich. It requires you to start.

The lot is where you start.

0.58 acres on Clouthier Drive in Oregon Shores Unit 2 First Addition, Klamath County, Oregon. Two adjacent platted lots — Block 25, Lots 28 and 29 — sold together as one parcel. Flat, open, and ready to build on.

• Power is at the lot.

• Water is available through Oregon Shores' private community water system. The main runs to your lot; you'll pay the hookup fee from the main to your home when you build. Once you're hooked up, the $200/year HOA covers your water usage along with road maintenance and access to the community amenities.

• Internet is available — cellular, satellite, or one of the newer fixed-wireless providers serving the area.

• The road is maintained year-round.

• Elevation: ~4,300 feet. High desert. Cold winters, mild summers, low humidity.

• Manufactured homes are allowed (subject to Oregon Shores HOA standards) — meaning your build path doesn't have to be stick-frame from the ground up. Drop a quality manufactured home on a foundation and put the savings toward the shop.

• The Oregon Shores HOA minimum build is 1,200 square feet — keeps the neighborhood from filling up with sheds and tiny structures, keeps your eventual home's resale strong, keeps the character intact.

• Two-lot frontage gives you meaningful street-side privacy and the room to lay out the house, shop, and parking the way you want to lay them out, not the way a 0.25-acre lot forces you to.

Here's what the address actually buys you.

Three miles west: Agency Lake. Nine thousand acres of high-desert lake, the upper arm of Upper Klamath Lake. Redband rainbow trout come up the Williamson and Wood Rivers in summer and routinely top five pounds. Bald eagles. Otters. Mule deer on the shoreline at dawn. Antelope on the meadows in late afternoon. The Williamson, three miles from your lot, is one of the most respected trout streams in North America. People plan vacations around it. You'll plan Tuesdays around it.

The Oregon Shores HOA owns a 17-acre lakefront park with its own boat launch and a campground for property owners. Two hundred dollars a year. Once your note is paid off and you hold the deed, you don't need a state park reservation to put a boat on Agency Lake. You drive five minutes from your lot, you back the trailer down your own community ramp, and you fish. Friends in town for the weekend? They can camp at the community campground without the four-month-out reservation gymnastics most Pacific Northwest lakes now require.

Thirty miles north of the lot: Crater Lake National Park. Seventy-five minutes door to crater rim. The deepest lake in the United States. The bluest water you will ever see in your life. Two hundred thousand acres of protected wilderness, and you're close enough to drive up for dinner at the lodge and be home before dark.

Klamath County itself is the quiet star of the Pacific Northwest. Three hundred sunny days a year — more sunshine than Phoenix — driven by the rain shadow east of the Cascades. Oregon has no sales tax. Klamath County property taxes on this lot run about $138 a year. The nearest city, Klamath Falls, has 22,000 people, a regional airport with flights to Portland and San Francisco, a Walmart, a Home Depot, a hospital, and an actual downtown with restaurants and a Friday farmers market. Two miles from the lot is a casino with a store attached — when you forget the milk, you forget the milk for two minutes, not two hours. Hardware-store country. Mechanic-shop country. The kind of place where the auto parts store knows your truck.

Double-lot parcels in Oregon Shores Unit 2 don't come on the market often. Most of the original platting was 0.25 to 0.30 acres per lot — fine for a house, tight for a house plus a shop. The handful of contiguous-pair lots in OS2 are the ones long-time owners hold onto for the same reason you want one: room to do real work.

A decade ago, a lot like this sold for less than half what it sells for today. The seller-financed land market is still moving — and it's moving in the direction of "harder to find, more expensive next year." The smart buyers right now aren't waiting for prices to drop. They're locking in 2026 prices with a small down payment and a fixed monthly that doesn't move when interest rates do.

You're not late. But the next double-lot like this one might not show up for a while.

The pricing is structured for the patient buyer — for the person who knows that the trick to actually getting out here isn't winning the lottery, it's deciding to start.

• $99 down (plus a one-time $250 document fee at signing)

• $279 a month for 75 months — total commitment $21,274

• The $279 includes principal plus the prorated share of the annual property tax (~$19/month) and the $200/year Oregon Shores HOA (~$17/month). One payment covers it all.

• No credit check. No bank. No prepayment penalty.

• Pay it off any time and we'll deliver a Warranty Deed in your name, free and clear.

Now the part where most listings go quiet, and we don't.

Here's how the ownership timeline actually works. During the payment period, the property is held in our name as the financing seller — that's how owner-financing on land works with Klamath County and the Oregon Shores HOA. You don't have access to camp, park an RV, or stage materials on the lot during that time. The HOA's recreational benefits — the 17-acre park, the boat launch, the campground — belong to titled owners, and title transfers at payoff. We tell you this on the front page, not on page eleven, because we'd rather lose a sale than lose your trust.

What you do get during the payment period: a Promissory Note that lays out your price, your payment schedule, and your path to the deed at payoff. A fixed monthly payment that doesn't move when interest rates do. The right to pay it off whenever you want. A direct line to us — email or text anytime. We're a small, family-owned operation based in Fargo, North Dakota, with thirty closed transactions in this county and a real reputation to protect.

Like every seller-financed land sale, your monthly payments are how you earn title. We'll answer any questions you have on the Promissory Note before you sign it.

You can drive Clouthier Drive on a Saturday morning, see your lot, picture the house in the middle and the shop out back, and drive on. Plenty of our buyers do exactly that, and on the day the note pays off they're already on the phone with a contractor and a manufactured-home dealer.

For a lot of our buyers, the math is this: 75 months of $279 is what they were spending on takeout dinners. At the end of it, they own a piece of one of the most beautiful counties in the American West — a parcel big enough to actually do something with — free and clear, with title in their name and the keys to a real workshop on the horizon. They've spent those months getting ready: saving for the build, watching the seasons turn, drawing the shop on graph paper, making peace with the idea that they actually get to do this.

The hard part isn't building the shop. The hard part is pulling the trigger on the lot.

This lot is one of the few double-lot parcels left in Oregon Shores Unit 2 First Addition. The next one might not be on Clouthier Drive. It might not be next year.

$99 down to start. $279 a month for 75 months. Title in your name at payoff.

Call or text (701) 929-7781 for more information.

No banks, no credit check, no nonsense.