Four acres. Two deeds. Nobody telling you what to build.

This Here it is rendered:

4.22 Acres of Oregon Pine, Two Adjoining Lots, No HOA

Four acres. Two deeds. Nobody telling you what to build.

This is 4.22 acres of heavy Klamath County pine on Kodiak Lane, sold as one piece. Mostly flat, heavily timbered, and quiet. Two adjoining lots, two separate parcels, and two Warranty Deeds when it is paid off.

$429 a month. No bank. No credit check. No HOA. Or take it outright for $29,999 cash.

Why Four Acres Changes Things

Most owner financed land out here is one or two acres. That is a lot with a yard on it. Four acres is a place.

It is room to set a home two hundred feet off the road and still have trees behind it. Room for a shop where you want the shop, not where the lot forces it. Room for a garden, a wood pile, a place to run dogs, and a stand of timber you never have to walk into. At 4.22 acres your nearest neighbor becomes a suggestion rather than a fact of daily life.

And because this is two separate tax lots, you keep options a single parcel would never give you. Build on one and hold the other. Build on one and pass the other to family. Sell one down the road and keep the one your house sits on. Two deeds, your call.

What You Are Getting

4.22 acres total, Block 7 Lots 47 and 48, side by side on Kodiak Lane

Heavy pine timber across both lots, for shade, screen, privacy, and your own firewood

Mostly flat ground, which makes siting a home, a driveway, and a septic field far simpler and cheaper than it is on slope

No HOA at all. No board, no design committee, no minimum square footage, no dues, and no road fee on this property

No build deadline. Nobody starts a clock on you

Manufactured homes allowed, along with site built and mobile homes

Property taxes about $186 a year across all 4.22 acres

Klamath County, Oregon, in the Bly Mountain country near Bonanza, with the Fremont-Winema National Forest all around you

Coordinates are 42.363024, minus 121.419111 if you want to study it on satellite before you ever pick up the phone.

The Part Most Sellers Bury

I would rather you hear this from me now than find it out on a job site three years from now. This is raw land and I describe it that way.

Water: there is a community well in the subdivision. You can fill jugs and containers there and haul them back to your property, which means you are not driving to town every time you need water while you are camping or building. For a permanent home you would drill your own well or set a storage tank. Well depths here vary a great deal from one lot to the next, so I am not going to quote you a number I would be making up. The Oregon Water Resources Department publishes free public well logs and I will point you to them so you can look up what the neighbors hit before you spend a dollar.

Septic: required for a dwelling. Klamath County Environmental Health runs the site evaluation. Get it done early, because it is the gate everything else runs through.

Power: both neighboring properties have electric service. The line runs past this frontage, so at most you are pulling service in from a nearby pole. That is a service drop, not a half mile line extension, and it is a real advantage over most raw land at this price. Call the provider with the parcel numbers for an exact figure before you buy. Some buyers out here still choose solar, and this country gets a lot more sun than the west side of the state.

The timber is heavy, so you will clear a building pad. That is a day or two with the right equipment, and the wood is yours to mill or burn.

If that list is a dealbreaker, this is not your property and I would rather you know it now. If that list is exactly what you expected from four acres of Oregon timber at this price, keep reading.

The Numbers, All Of Them

Cash price: $29,999. Pay cash and both Warranty Deeds transfer at closing. The ground is yours free and clear from day one.

Owner financed: $999 down plus a one time $250 document fee, which is $1,249 to start. Then $429 a month for 84 months at zero percent interest.

Here is exactly what rides inside that $429, because nothing is hidden:

$403 straight to principal
About $16 for Klamath County property taxes
$10 for note processing and servicing
Zero for HOA, because there is no HOA

The principal on this land is $33,852. That is the price of the dirt and the figure your payoff is always based on. Your down payment does not come off that principal, and I am not going to let you assume it does.

There is no interest anywhere in this deal. Not a low rate. Not a teaser that adjusts on you later. Zero. Every one of those $403 goes against what you owe.

There is no prepayment penalty, ever. Pay it off any month you like and you owe only the remaining principal. Not the taxes and not the note fees for months you skipped, because those months never happen. Send an extra $20 a month and you take about four months off this note. Make it $30 and you take off closer to six.

Carry it the full term and those payments come to $36,036, on top of your down payment and the document fee.

Use It While You Pay For It

You do not wait for the deed to start using this land.

While the note is running you hold a recreational license to come out, walk it, scout it, and camp on it up to 21 days in any six month stretch, which is what Klamath County allows on private ground. That is a whole hunting season. Set a trailer back in the trees, learn where the sun falls and where the wind comes from, and use your own ground for years before it is paid off.

Most owner financed land makes you wait. You sign this month and you camp on your own land this month.

Now the honest limit, and I will not blur it. A permanent home waits for the deed. You camp within those county limits and you do not live on it full time in an RV. If you want to build sooner, pay cash and take the deeds at closing, or pay the note down faster.

Who This Is Right For

The buyer who wants room. If one and two acre parcels have been feeling tight, this is the answer to that.

The person planning to build in a few years who wants to lock the ground in now at a payment they do not feel, and spend the runway saving for the septic and the water setup. With power already at the frontage, the biggest unknown on most raw land is answered here.

The hunter who is tired of chasing a spot on public land every fall and wants a camp of his own that becomes a homesite later.

Anyone who hears no board, no dues, no design committee, and no build deadline and thinks that sounds like the whole point.

It is not right for everyone. If you need to move in next month, the site work and the payoff wait make this a plan ahead property. If you want water piped to a meter at the lot line, this does not have it. And if you are looking for a quick flip or a promise that dirt will make you money, I am not your seller, because I do not sell land that way.

Buy It With Confidence

A Warranty Deed on each lot, the highest level of deed available in Oregon, with the seller standing behind clear title. That is what separates a real land sale from a contract for deed where a buyer can pay for years and still lose everything.

A 120 day money back guarantee on every owner financed purchase. Not satisfied in the first four months and you get your principal back, or you move it toward another parcel in my inventory.

A title company is welcome if you want a neutral third party holding the funds and the deeds.

No bank, no mortgage, no credit check, and nothing reported to the credit bureaus.

Closed remotely. Pay the down payment through a secure link, sign electronically, and your payments run automatically. Most of my buyers are out of state and never travel to buy.

Talk To Me

I am Jay, and when you call, you reach me. Not a call center. Not a salesman reading off a script. I have sold land in Klamath County since 2016, and the people who buy from me have usually been told no by a bank, or are self employed with income a lender cannot read, or are simply careful with their money the way anybody should be. The only way to earn that kind of trust is to hide nothing and rush no one.

Call or text 701-929-7781, or email sales@dakotaskyhook.com. Tell me you are asking about the four acres on Kodiak Lane and I will walk you through every bit of it.

4.22 acres. Two deeds. $429 a month, or $29,999 cash. No bank, no credit check, no HOA.

Dakota Skyhook. Klamath County, Oregon.