Have a question you don't see here? Call or text me directly at 701-929-7781. I'd rather answer it than have you wondering.

How do I know this isn't a scam?
Healthy question to ask anyone selling land online. A few straight answers. You get a Warranty Deed at payoff, the highest level of deed available in Oregon, with the title clear of liens and back taxes. Every cost is named before you sign, no surprises. Every terms purchase carries a 120-day money-back guarantee. And you're dealing with a real person, me, Jay, reachable by phone or email, not a faceless company. We've closed around 30 transactions in Klamath County and have a reputation we intend to keep. Call me and we'll talk it through before you commit to anything.

What if I miss a payment? Do I lose everything?
This is the question I get most, and it's a fair one. You get a grace period after each due date, spelled out in your paperwork. On the notes I write today, the first ten days carry no late charge, and you have until day 31 from the due date to bring a missed payment current. If money gets tight, call me. Don't go quiet. In most cases we can work something out before it ever becomes a problem. If a note does go into default, the payments made are forfeited and I re-list the property, so I won't pretend the risk isn't real. But your first 120 days are covered by a money-back guarantee, and the door is always open to talk. The buyers who get burned in the horror stories almost always stopped answering the phone. Here's the full breakdown of how missed payments work.

What is Seller Financing?
Seller financing means we've already bought the property and sell it to you directly, with no bank and no credit check. We finance it ourselves, typically at 0% interest, until it's paid off. Read our full guide to how owner financing works.

What is a Warranty Deed?
A Warranty Deed is the strongest form of property ownership transfer available in Oregon. When Dakota Skyhook conveys your land, we guarantee the title is clear, meaning no liens, no back taxes, and no competing claims from any prior owner. You're not just getting the land, you're getting our guarantee that it's yours, free and clear. Most seller-financed land companies transfer title through lesser instruments. We use Warranty Deeds on every transaction.

Are there hidden fees or back taxes I should know about?
No hidden fees. The costs are the down payment, a one-time $250 document fee, and your monthly, which already includes your property taxes and any HOA dues passed through, plus a small note fee. All of it is stated before you sign. We also cover the existing taxes due at the time of sale, so you're not inheriting someone's old tax bill.

Do your properties have HOA dues?
Some do, some don't, and we tell you up front on every listing. A lot of buyers feel strongly about avoiding an HOA, so we don't bury it. Where a parcel does carry dues, we tell you the amount and what it covers, and it's rolled into your monthly so there's no separate bill to track.

Can I live on the property or use it while I'm making payments?
That depends on how you buy and which parcel you choose. On owner-financed terms, you can't build or live on the land until it's paid off. On the lots that allow it, you can still get out and camp or visit while you pay, within the county's and the subdivision's rules, and each listing tells you what that lot allows. Paying cash is different: cash transfers the deed at closing, so the land is yours to use and build on right away. Either way, once it's paid off you have full use, with the Warranty Deed in your name.

What is the 120-day money-back guarantee?
On any terms purchase, if you're not satisfied within 120 days, you get back the principal you've paid, not counting the doc fee, taxes, HOA dues, and finance fees, or you can swap into a different property. It's the longest guarantee in owner-financed land that we're aware of, and it's there so you can start without betting everything on trust alone. Cash purchases are excluded.

I want to buy land from you.
We try to fit the purchase to your intended use and your budget. Tell us as much as you can about what you want to do with the land and what monthly works for you, and let's come up with a plan.

I found a property I like, but I can't afford the monthly payment.
Contact us. We're happy to talk through the terms and see what we can do to get it into your range, which usually means extending the length of the note.

I bought a property from you, but now I see a different one I'd rather have.
Contact us. We can often work out a deal to move most of your payments over to the new property, with some minor adjustments for processing.

Where are you buying and selling land?
We're currently buying and selling land in Klamath County, Oregon, and that's our exclusive focus. Learn more about Klamath County.

I want to sell my land in Klamath County.
Reach out and we'll review your parcel and see if it makes sense for us to purchase it at this time.